Jerry O'Connell's Credit Card Gets Declined in New York City

Jerry O’Connell might want to join a biker gang … because trying to rent a bicycle sure as hell ain’t working!!!

This is the funniest clip you’ll see all day … Jerry’s in the middle of Manhattan trying to use a bike-sharing program, but his credit card keeps getting REJECTED!

Jerry admits it’s SUPER EMBARRASSING … and he keeps swiping and swiping … but no dice.

It’s hilarious … Jerry makes a crack about his awful credit score, and then dips into his wallet to fish out his mom’s debit card. Still nothing doing. Side note: Who carries their mom’s debit card?!?

Anyway, seems the Citi Bike machine just didn’t feel like working — neither do we — so it’s not like Jerry’s flat broke.

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Pretty sure Jerry’s got money in the bank … dude’s got his own talk show premiering Monday on FOX, and our guy asked who he’s dying to interview. Hint: Jerry has royal aspirations.

And, don’t sweat it … he does eventually get a ride. The old-fashioned way.

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